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Monaco is a credit card connected to Ether or Bitcoin and allows users to spend your Ether or Bitcoin with a physical Monaco Card, wherever cards are accepted, both online & offline. Only the exact amount that you spend with your Monaco Card will be incrementally exchanged from ETH/BTC in real-time when you swipe your card, with rest being securely stored in your wallet to which only you have access. Exchange money at perfect interbank exchange rates using Monaco App. Enjoy the same perfect interbank rates whenever you spend on Monaco Card. Send money from Monaco App in 23 currencies to 120 countries worldwide for free. Customer onboarding can be done entirely via the mobile App a process taking less than 3 minutes.